That is to say, the insurer is liable for all total or partial loss of or damage to the insured goods caused by natural calamities or by sea perils.

也就是说，对于自然灾害或海上风险造成的被保险货物全部损失或部分损失，保险人都负有责任赔偿。

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A ship is deemed to be seaworthy when she is reasonably fit in all respects to encounter the ordinary perils of the seas of the adventure insured.

船舶在所有方面合理适宜面对承保的海上冒险中通常海上危险，即被视为适航。

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Marine losses refer to the ones that are caused to the insured cargo during sea transport by the perils of the sea. They include Total loss and Partial loss.

海上损失——指被保险货物在海洋运输中，因遭受海上风险而引起的损失，包括：全部损失和部分损失。

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