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The regulators were the Office of the Comptroller of the Currency (OCC), which is an independent bureau of the Department of the Treasury, and the US central bank, the Federal Reserve.
BBC: Banks pay $8.5bn to settle home foreclosure review
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"The agencies are concerned that some borrowers may not fully understand the risks of these products, " says a notice released in September by the Office of the Comptroller of the Currency (OCC), which regulates national banks.
FORBES: Surviving The Mortgage Mess
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According to the Center for Responsive Politics, the CFTC, the Fed, the FDIC, and the Office of the Comptroller of the Currency (OCC) have seen more lobbying activity in the first quarter of 2011 than at any other moment since Obama became president.
FORBES: Dodd-Frank Failing On Volcker Rule, Derivatives, Credit Rating Agencies