So, , if we apply this understanding of "until now" to the first example, it means that until the present moment the Banks have not provided the documents and information.

那么，让我们把这个含义用到第一个例子中去，这句话的意思就是：直到刚才，银行还没有提供文件和信息。

youdao

Firstly I would like to apologise to all the Arsenal fans for not speaking sooner about my future but I have not known what I was going to do until this moment.

首先我向所有的阿森纳球迷道歉，我未能早些说出我的未来去向，然而我也是知道现在才确定了我要做的事。

youdao

Do not wait until the last moment to do this.

不要等到最后一刻才行动。

youdao

Half the money provided in 1996's three-year programme was not allocated until this September, the last possible moment.

ECONOMIST: Hungary