As a private company Chrysler has the latitude to make long-term decisions that would have been difficult, if not impossible, tojustify in a world where shareholders punish companies for missing earnings projections by a penny per share.
Staffing logistics for underwriters and processors are difficultto balance between demand and profitability models and the mortgage lending industry has not yet found a way tojustify the manpower cost of processing and underwriting pre-approvals.