A "subprime borrower" is somebody who has a poor credit history or some other indication that would suggest that they might not be able to repay the mortgage.

“次级借款人”指的是，那些信用记录较差的借款人，或在其他方面显示，他们很可能无力偿还贷款。

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A lot of lenders say we have not seen information from that borrower in years, we do not even know if they have a job or not.

很多银行和贷款机构说，他们很多年得不到贷款人的消息。我们甚至不知道他们是否有工作。

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For a borrower close to the age of retirement, the length of maturity may not exceed the age of retirement (usually 55 for a woman and 60 for a man).

将至退休年龄的借款人，贷款期限不得超过退休年限(一般为女性55岁、男性60岁)。

youdao

Subprime refers to mortgages, which is not the subject of today's lecture, but a subprime mortgage is a mortgage issued to a borrower who is not considered prime--not a good risk.

次贷指的是次级抵押贷款,这不属于今天的讨论范围之内,次级抵押贷款是发放给特殊借款人的,他们不是优质客户,也就是说风险较大

耶鲁公开课 - 金融市场课程节选

With these bureaus, banks can find out not only whether a prospective borrower has already defaulted on a debt, but also how well and promptly he has serviced his liabilities.

ECONOMIST: Consumer finance in Asia

Profitability was not a concern either for the borrower or, since their margins were guaranteed, for the banks.

ECONOMIST: Japanese finance

Maybe not, though, if a borrower is sunk in debts and depreciated properties.

CNN: Asia's Memory Lapse