Indian Banks have lowish levels of non-performing loans but have built up relatively small reserves against them.

印度的银行的不良贷款水平相当低，但对这些贷款的储备金相对较少。

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Gross non-performing loans have fallen from about a fifth of the total in 1995 to under 3% today.

不良贷款总额从1995年大约贷款总额的五分之一下降到如今的3%之下。

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Some of this money will inevitably be wasted and Banks' non-performing loans will rise in future years as payments come due.

其中部分资金将不可避免地被浪费掉，未来几年里这部分借贷到期时，银行的坏账将增加。

youdao

Banks said that the non performing loans as a percentage of overall lending portfolios would drop in the second quarter, but have since revised that to the third and maybe in the fourth.

FORBES: Brazil Facing Its Own 'Sub-Prime' Lending Problem

Private equity groups seeking deals have targeted 20% to 60% discounts on the loan sales, buying collections of low-quality, performing and non-performing loans, according to DTZ.

WSJ: Love Among the Ruins

In each case, hefty provisioning for non-performing loans was largely the reason for the grim numbers.

CNN: Page 2