I have no money for non-essentials.
我没有钱应付那些非必要的花费。
The key is to concentrate on the essentials, and ignore the non-essentials.
关键是集中精力干必须的事情而忽略非必须的事情。
Don't tie your emergency fund to a debit card.Don't sabotage your efforts by making it easy to spend the money on non-essentials.
不要把你的突发事件基金和信用卡绑定,不要阴谋破坏你的努力,在没必要的情况下花掉这笔钱。
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