no claim bonus 无索偿奖励 ; 无车祸奖金 ; 无赔款折扣
no claim bonus model 无赔款优待模型
·2,447,543篇论文数据，部分数据来源于NoteExpress
A no-claims bonus is a reduction allowed in the cost of motor insurance when no claim has been made during previous years.
未索赔奖励金是一种汽车保险在成本上的优惠，当近年来未曾索赔时。
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If they think they can recover the cost of your claim (perhaps helping your no-claims bonus) then they will do so, but if not then it's an accident, and that's why you have insurance.
BBC: Fergus Muirhead
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