To be the master of money, you need to be smarter than it.

要成为金钱的主人，你需要比金钱更精明。

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A new study suggests one possibility: Maybe we need to be smarter about how we spend our time.

一项新研究指出了一种可能性：在如何度过空闲时间的问题上，我们或许应该变得更加明智。

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"Brain-volume enlargement is favored under conditions of competition because you need to be smarter, " Simons said.

他说：“竞争促进脑容量的扩展，因为你如果不变得更聪明就得死。”

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Twitter has told its account holders that they need to be smarter with their passwords.

BBC: Hacking group Anonymous latest victim of Twitter hack

Now bank executives say they need to be smarter when setting the initial interest rates on credit cards.

WSJ: Credit Cards Are Exception to Lower Consumer Rates

We need to be smarter about now we wage a war on terror.

CNN: Transcript: When has Bush misled the public?