If they make a one-year loan, they must set it off by a deposit fixed for one year.
如果他们发放一年期的贷款他们应该相应有一年期的存款匹配。
Like its predecessor,the modern bank must keep available, to make payment on demand, a considerableamount of currency and funds on deposit with the central bank.
正如其前身，现代银行必须保证可用性，要按需支付，要有相当数量的现金和在央行的保证金。
It must also make certain assumptions to estimate the net income associated with loan and deposit products.
必须做出某些假设来估计存、贷款产品相关的净利润。
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