Are you prepared to meet the cost of a mortgage payment, insurance and regular maintenance?

你是否已经准备好面对抵押付款，房屋保险和房屋维修的成本？

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You must also be careful check the terms of your loan for penalties, mortgage insurance requirement, payment schedule and such clauses.

你还必须仔细检查你的贷款予以处罚条款，按揭保险规定如期付款等条款。

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Currently, FHA mortgage insurance requires an upfront payment of 1.75% of the loan amount plus an annual premium equal to 1.35% of the loan's balance.

目前，FHA抵押贷款保险要求预先支付贷款金额的1.75%加上每年保费等于贷款余额1.35%的预付款。

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The bank, along with most of the other major UK High Street lenders, has also been found culpable in recent years of mis-selling unnecessary payment protection insurance to mortgage borrowers, and overly complex, over-priced interest rate and currency hedges to small businesses.

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Is there enough equity to take cash out and consolidate debt, and if not, will PMI (Private Mortgage Insurance) be added to your payment and negate the benefit of refinancing in the first place?

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To help compensate, she skipped her mortgage payment last month, and signed up for a state insurance plan for welfare recipients.

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