Today the frontiers of finance involve anything from weather to mortality risk, from emissions to catastrophe insurance.

而当今金融前沿涉及从气候到死亡风险，从废气排放到巨灾保险的各层面。

youdao

The paper firstly described the insurance risk and divided it into three parts: interest rate risk, mortality risk and surrender risk. Then we analyze and model these three risks in detail.

文中首先阐述了保险风险并将其分为了三个部分：利率风险，死亡率风险和退保率风险，然后对这三个风险进行了详细的分析和建模。

youdao

In fact, there are some differences between life insurance death rate and death rate in mortality table, and rate of interest taken on randomness.

实际上，寿险死亡率与生命表的死亡率有所差别，利率具有随机性。

youdao

First, insurance companies started using it for mortality or risk analysis.

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For example, if people on Medicaid happened to be more likely to smoke than those without insurance, this could elevate their mortality risk, but it would have nothing to do with being on Medicaid.

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According to its reasoning, expanding insurance coverage would reduce absenteeism, disability and mortality, thereby encouraging and enabling work.

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