Working for insufficient reward, whether the currency is money, prestige, or positive feedback.

获得的酬谢不够，不论是金钱，名望还是积极的反馈。

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That immediate gratification attitude is what gets our credit card balances skyrocketing, our decision to purchase a home with little or no money down, little or no cash reserves to fall back on and insufficient assets to fund education for our children or retire in comfort.

FORBES: How to Steer Your Finances Through the Recession