minimum cash requirements
... bank balance over required reserves超出法定（必备）储备的银行存款余额 minimum cash requirements最低现金持有量（需求） time lag时滞 ...
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There is an oddity at the heart of today's historic agreement by the oversight body of the Basel Committee on Banking Supervision, which for the first time will impose new minimum requirements for the amount of cash and liquid assets that banks all over the world will have to hold.
BBC: Banks agree minimum liquidity rules