merchant factor
商业因素
以上为机器翻译结果，长、整句建议使用 人工翻译 。
Credit risk is the major risk that Chinese merchant Banks face and is the main factor of Chinese financial risk at present.
信用风险是我国商业银行面临的主要风险，也是我国金融风险的主要因素。
youdao
Ms. Merchant points out another factor: creating shared value with these unployees.
FORBES: Do Flexible Social Businesses Still Need Employees?
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