And while these plans often allow employees to put pre-tax savings into special health care accounts, they typically end up forcing the worker to assume a bigger share of overall medical costs.

通常，此类计划还允许雇员将税前收入存入特别的医疗保健账户，然后假定工人们可以享有一份全面的医疗保障。

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Republicans had a real alternative to ClintonCare Medical Savings Accounts (now called Health Savings Accounts).

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Congress should cut this Gordian knot by removing strangling restrictions on Medical Savings Accounts (MSAs).

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The solution: removing deadening federal and state regulations on Medical Savings Accounts and enacting other free-market reforms.

FORBES: Fact and Comment