For instance, consider the most popular low down payment loan option, the FHA mortgage, which allows buyers to purchase a home with 5% down.

例如，参考时下最流行的低首付选项，FHA抵押贷款，这使得买家可以在仅支付全款的5%的情况下购买住房。

youdao

When you put a person with no down payment (or a low down payment) in a home that costs hundreds of thousands of dollars, you are asking for trouble.

当银行电脑系统同意让一个没有预付首期贷款(或者只付了很低额度)的人去买一间价值成千上万美元的房子，这其实就是在自找麻烦。

youdao

Some lending institutions may be eager to sell their foreclosed properties and may offer to finance the foreclosed property to the buyer at a low market rate or with a small down payment.

一些贷款机构可能急于出售其回赎性能和可提供资金回赎财产买方在一个相当低的市场利率，或与小额定金。

youdao

So nationwide, these low down payment sales, like the subprime of old, are already coming back to bite the hand that fed them.

FORBES: FHA Will Cost Taxpayers $150 Billion

The MBA stated that an increase in mortgage insurance premiums for FHA loans, which are attractive to buyers because of their low down payment requirements, may have contributed to this decline.

FORBES: Eight Signs Of A Real Estate Rebound

Some may still be able to obtain an FHA loan with a low down-payment requirement, but those with poor credit will likely have to put a larger amount down.

FORBES: Down Payment on Home Out of Reach for Half of U.S., Poll Finds