abstract:Longevity bonds and longevity annuities are financial instruments or a form of insurance that bet against outliving ones savings through mortality rates. These longevity products enable clients to use a small portion of current savings to buy guaranteed income for their later years of retirement, providing financial security for when they need it most.
In order toeffectivelymanagelongevityrisk, we canuse many methods such as policyterm, productportfolio, reinsurance, longevity bondandfinancial derivatives, to control and prerent the risk.
Winder said returning to Fleming's original Bond storylines was a smart move, adding that Bond's longevity as a character -- as other action heroes have gone in and out of fashion -- was largely due to the tight plotting of the original novels.