That fear ran down a few spines on February 7th, when HSBC, Europe's biggest bank, revealed that bad loans at its American subprime mortgage division were 20% higher than expected.

2月7日，欧洲第一大银行汇丰银行透露其美国次优房贷部门的不良贷款比预期多了20%，这加剧了人们的恐慌。

youdao

Citigroup has stuck its nastiest bits, including consumer loans and toxic securities, into a separate division, but the hard part lies ahead.

花旗银行将其最糟糕的部门，包括消费信贷与有毒资产划为一个单独的部门，但是困难的部分还在前头。

youdao

All loans within the Homebuilder Division met strict underwriting standards, including significant documentation requirements, and were issued to creditworthy homebuilders.

房屋建设部提供的所有贷款都符合承销的严格标准，其中包括要求出示有说服力的文件资料。

youdao

This was the cornerstone of a new financial-services division, also selling personal loans, insurance and unit-trust investments.

ECONOMIST: BUSINESS BRITAIN

The defects scandal came on top of disastrous performance last year by its US division, which handed out cheap loans in an effort to boost sales, but then found that many customers were unable to make their repayments.

BBC: NEWS | Business | Mitsubishi crashes into the red

The retail banking division also saw an increase in the amount of loans advanced.

FORBES: U.K. Bank Biz Helps RBS Get Back on Track