The critical thing is the loan-to-value ratio, or LTV.

其中关键的一点是贷款价值比率，或者简称ltv。

youdao

Countries from Singapore to Israel have been adding, or tightening, prudential rules such as maximum loan-to-value ratios on mortgages.

新加坡、以色列等国已经在增加法规或进一步限定法规，例如在房地产上的最大贷款量。

youdao

They must also vary the loan-to-value ratio on commercial and residential mortgages to forestall real estate bubbles.

为预防房地产泡沫，他们也必须适时地调整商业和住宅抵押贷款的贷款价值比。

youdao

In a pawn transaction, the customer gets a short-term loan of about fifty to seventy-five percent of the value of an item.

VOA: special.2011.04.18

But if the loan to value ratio is greater than one, they won't be able to get all the money back.

但如果贷款价值比率大于1,他们就不能追回所有的贷款

耶鲁公开课 - 金融市场课程节选

Over the boom period, we've been seeing a gradual uptrend; just as loan to value ratios were only 60% in the 1920s, now they're up to 90% or 100%.

在繁荣时期可看到一个逐渐上升趋势,上世纪20年代贷款价值比率只有60%,现在飞升至90%或100%

耶鲁公开课 - 金融市场课程节选

And about another 8 million have a mortgage with a loan to value ratio between 95 to 100%.

FORBES: Transcript: Nouriel Roubini

Value is hurting ratios, and this in turn is disqualifying borrowers from approval based on loan to value (LTV).

FORBES: American Dream Of Homeownership Fading. Rejoice.

When you roll in the insurance fee into the loan balance you have a loan to value ratio that starts at over 98%.

FORBES: Meet The New Subprime: It Will Cost Us Billions