As that happens, there will be less money to loan to companies and individuals.

上述情况如果发生，会有更少的钱借给企业和个人。

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Caps on how much individuals can borrow, in the form of maximum loan-to-value (LTV) and debt-to-income ratios, are another option.

以最大价值贷款比(LTV)和债务收入比率的形式限制个人贷款上限是另一种选择。

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To detect individuals with delinquent student loan obligations who attempt to obtain HUD loans.

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Big-government supporters on the left seek loan forgiveness for individuals with federally-subsidized education debt who choose to work for the government.

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Peer-to-peer loan sites, such as Prosper.com and LendingClub.com, allow lending directly between individuals.

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