The development of Chinese loan security system has gone through three phases, the loan security system in planned economy period, reform and opening period and after the issuing of security law. It has formed a comparatively independent and integral system.
新中国的贷款担保制度的发展经历了三个阶段：计划经济时期的贷款担保制度、改革开放时期的贷款担保制度和《担保法》颁布后的贷款担保制度，已形成一个相对独立而较完整的体系。
参考来源 - 我国贷款担保制度若干法律问题研究·2,447,543篇论文数据，部分数据来源于NoteExpress
The mortgage system is a kind of loan security system existing in our country, which has unique legal structure and is hard to determine its legal nature with the present security form.
按揭制度是我国目前存在的一种贷款担保制度，它具有独特的法律结构，难以用现有担保形式来确定其法律性质。
The real purpose of this new property loan policy is to boost credit support for building an a ordable housing system for social security purposes.
新的房地产贷款政策目的在于为建立社会住房保障体系提供信贷支持，从而促进社会的稳定。
Thus, the core of system is to balance each other among the utility of pledge, the guarantee of loan and the transaction security.
抵押物的充分利用、抵押权人债权的保障和交易安全之间的平衡是动产抵押制度的核心机理。
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