贷款质量(loan quality)，是指 贷款资产的优劣程度。它包含三重意义：一是反映 贷款资产的安全性大小，即 商业银行收回 贷款资产本金的可能性程度；二是...
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...小但同样也经营良好的银行，并且（和自己）在净资产回报（return on equity）,利差（interest margin）,贷款品质（loan quality）等方面有相似的金融特性。
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... 出口信贷Export credit 存款质量Loan quality 存款质量五级分类办法The five-category assets classification for bank loans ...
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The main outcomes of the paper are shown as follows:1 We put forward the bank efficiency appraisal method considering the loan quality. The paper considers the nonperforming loan’s influence on the loan’s output efficiency.
论文的主要研究成果如下: (1) 提出了考虑贷款质量影响的银行效率评价方法 论文考虑了不良贷款对银行贷款产出效率的影响。
参考来源 - 基于参数法的中国商业银行效率评价研究The higher the loan rate, the more likely for default to occur, which indicates that the bank's appraisal of the creditor's risk is a strong factor affecting loan quality.
利率上下浮与信贷质量之间呈负相关关系,也就是说利率上浮幅度越大产生逾期贷款概率越高,是影响信贷品质的一个显著因素。
参考来源 - 论信用风险评估体制对信贷质量的影响·2,447,543篇论文数据，部分数据来源于NoteExpress
But the feared deterioration in loan quality is exaggerated.
但是关于贷款质量恶化的担忧有些过度了。
Part four is the theory analysis of the interreaction between the institution and loan quality.
第四部分是制度与贷款质量之间相互关系的理论分析。
The factors that influents the loan quality include the finance, the cash flow, the credit support and so on.
影响贷款质量的因素主要分为：财务因素、非财务因素、现金流量、信用支持四个方面。
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