A paper loan application first goes to a data validator who looks up the customer information in a legacy computer system, and compares it to what is on the paper application.

书面贷款申请首先转到数据验证员，验证员在遗留计算机系统中查找客户信息，并将这些信息与书面申请中的内容相比较。

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That explains the call, in Mr Cable's paper, for more transparency in Banks' handling of loan applications and their reasons for turning them down.

因此，凯博先生在他的方案中呼吁银行在操作贷款申请时增加透明度，以及告知驳回贷款申请的原因。

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The paper also shows that there exist some differences when NPL rate, NPL reserve, capital adequacy ratio and loan asset rate affecting the franchise value.

本文还发现坏账率、坏账准备金率、资本充足率和贷款资产率这些指标在影响两国银行特许权价值时，作用方式有一定差异。

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But neither party is willing to tell the IRS to cut the nonsense and stop pretending that there is a difference between owning a term loan, a revolving working capital loan, commercial paper or a bond.

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If the company does poorly or goes out of business, the stockholder who borrows from a traditional loan is left with worthless paper and has to pay back the loan.

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There will be a strong temptation to paper over the loan problem by printing money.

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