... asset concentration 资产集中 loan classification system 贷款分类系统 adequacy of loan loss reserves 足够的贷款损失储备 ...
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Still, China's loan-classification system gives lenders an unusually long period of grace before recognising losses.
尽管如此，在中国的贷款分级制度下，银行在承认亏损前能享受一段长得超乎寻常的宽限期。
The paper is beneficial in operation of risk-based loan classification and in the improvement of the risk-based loan classification criterion system .
通过本文研究，对提高贷款风险分类工作的可操作性，完善贷款风险分类标准体系，将起到一定有益作用。
Article 8 Banks shall institute the prudent system of provisioning for loan losses based on risk-based classification of loans.
第八条银行应以贷款风险分类为基础，建立审慎的贷款损失准备制度。
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