... loan syndicate贷款银团 loan-to-deposit ratio贷款与存款比率 loan-to-valuation ratio贷款与估值比率 ...
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据报道,汇丰银行的贷存比率(loan-to-deposit ratio)为90%,即接收每一美元存款,便贷出90美分。目前,苏格兰皇家银行(Royal Bank of Scotland Group Plc)的贷存比率为129%。
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存贷比(Loan-to-deposit ratio)即银行的借款总额/存款总额,从银行盈利的角度讲,存贷比越高越好,因为存款是要付息的,即所谓的资金成本,如果一家银行的存款很...
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...研究报告称,中国央行临时上调6家商业银行存款准备金率的政策对银行收益的影响有限,而拥有较低贷存比(loan-to-deposit ratio)的银行受到的影响相对更小。
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With a relatively low loan-to-deposit ratio of 68 percent, Banks' propensity to lend seems intact.
由于存贷比位于68%这个相对较低的水平,银行放贷的倾向似乎仍然未变。
Meanwhile Moody's, a ratings agency, reckons that the loan-to-deposit ratio for Chinese Banks is a modest 68%.
同期,信用评级公司Moody ' s推测中国的银行的存贷比率仅为68%。
An average loan-to-deposit ratio of 65%, as of June, would seem to imply at least a 13.5%cushion of ready liquidity still in the system.
如果截至6月份平均贷存比为65%,那么似乎就说明银行系统内至少还有13.5%的可用流动性作为缓冲。
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