Others are looking at structured accounts, where the payouts are linked to the performance of equity indices and where risks can be hedged.

其他储户则观察组合账户，组合帐户中的收益同股票指数的走势相关联，并且它的风险能被规避。

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Bankers' pay wasn't part of the Basel agreements, but lawmakers in the European Parliament insisted on limiting payouts linked to short-term profits because they were seen as driving bankers to take excessive risks in the lead-up to the crisis.

WSJ: EU Reaches Deal to Curb Bank Bonuses

The cost of paying such benefits, which are partly linked to inflation and offer payouts to surviving spouses, is simply too high now that many retirees are surviving into their 80s.

ECONOMIST: The great public-sector pension rip-off