Banks own a lot of long-term assets (like your mortgage) and hold a lot of short-term debt (which is cheaper than long-term debt).

银行持有很多长期资产(比如你的贷款)和短期债务(利率比长期的要低)。

youdao

It's like making your mortgage payment.

你可以按揭还款。

youdao

Then you answer some personal finance questions, like the amount of money you’ve put aside for retirement, your mortgage payments, what you think you’ll need to save to retire comfortably and so on.

然后你需要回答一些关于个人财务的问题，例如你为退休已经存了多少钱，你偿还抵押贷款的情况，你如何看待为退休而存钱等等。

youdao

Consider the calculation of "disposable income, " supposedly what's left after you've paid all secured debts (like your mortgage) and living expenses.

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Let them feel the hard landing of knowing what it's like to have your mortgage foreclosed upon.

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These are things like your property insurance, mortgage, utility bills (even the water bill) and a home alarm system.

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