The project design combined grant funds with an International Bank for Reconstruction and Development (IBRD) loan to soften lending terms with the overarching objective of poverty reduction.

本项目设计方案赠款资金和国际复兴开发银行贷款资金组合使用，软化贷款条件，其总体目标是实现减贫。

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And because Latinos earn on average less than whites, and may not have a credit history in the United States, they are not always eligible for the most attractive interest rates and lending terms.

由于拉美裔人的平均收入低于白人，可能在美国尚无使用信用卡的记录，因此他们并不总是符合申请利率最低、条款最优惠贷款的条件。

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Even so, the Banks insisted that they would still make decisions "on commercial terms", despite making promises to keep lending to small businesses and homeowners.

尽管如此，虽然银行承诺将继续向小企业和房主放贷，但是银行坚称将依然“按照商业条款”进行决策。

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"Instead,they will get the traditional IMF lending , which comes with very austere conditions in terms of cutting budgets, in terms of raising interest rates, which is exactly the opposite of what they need to be doing at the current time."

VOA: standard.2009.04.22

And as they do so, they are relaxing their lending terms and conditions, central-bank surveys show.

ECONOMIST: Buttonwood

Its banks recently eased its lending terms, though, giving Goodyear some breathing room.

FORBES: Magazine Article

He noted that stricter lending terms are now even hampering creditworthy borrowers.

NPR: Bernanke Warns Congress of Economic Slowdown