一般而言,信用 风险依对象及行为可区分为以下兩大類: (一) 借贷风险(Lending Risk)或发行者风险(Issuer Risk):因 借款人或债券发行者不偿还其债务而产生之违约损失风 险,或借款人或债券发行者信用惡化之风险。
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real estate lending risk 房地产贷款风险
corporate lending credit risk 法人贷款业务信用风险
A drawback, however, is that it essentially turns the central bank into a commercial bank, exposing the taxpayer to lending risk.
然而,这种做法的缺点是把央行转变为一家商业银行,从而将纳税人置于贷款风险之下。
Continue to promote the special rectification of P2P network lending risk, accelerate the classification of disposal and clean-up norms.
继续推进P 2 P网络借贷风险专项整治,加快分类处置和清理规范。
The communique itself reflected the underlying tension between reducing risk and increasing lending.
公报本身反映了降低风险和增加放贷之间的矛盾。
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