Ms. Marvanova has represented some of the 1, 100 victims of a well-known Czech pyramid scheme from the 1990s who made largedownpayments for homes that were never built.
Further, in purchasing a home or a car, consumers spend a lot more than the discretionary cash they have on hand, spending large amounts of borrowed money, leveraging their spending by 900% if they make 10% downpayments, thereby leveraging their positive effect on the economy.