The hazard here is that GM might be tempted to load up the bank with poor-quality loans to shaky dealers in an effort to pump up vehicles sales, says Sean Egan, managing director of Egan-Jones Ratings.

FORBES

"The company has been trying to correct the sins of the past five to ten years, but it's extremely difficult to do that in a couple of quarters, " said Sean Egan, managing director of Egan, Jones Ratings in Haverford, Pa.

FORBES: GM's Bumpy Ride