The issue for most of the recent institutional failures in the US was not one of ownership, but of inadequate risk management, skewed incentives, and limited regulation and enforcement among others.

对于最近美国大多数的模式的失败，问题不仅在于所有权，而在于风险管理不足，不合理的激励和有限的监管和执法等等。

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The latter is an issue for law enforcement bodies.

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That is an issue solely for law enforcement and the courts.

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The bigger issue for the SEC is its terrible enforcement model.

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