Packwood议员和Roth议员提出附加IRA（IRA-Plus），其他议员提出与传统IRA不同形式的税收优惠，不允许缴费减税，一般认为是税后的IRA。
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IRA-plus (not tax-deductible, but with tax-free withdrawals on retirement), or they can roll their savings over from one account to another, or can take out money early to buy a house or pay for college.
ECONOMIST: A fiscal failure
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