At the same time the market interest rate fluctuations also have great impact on the personal housing consumption loan.

同时市场利率的波动对个人住房消费贷款也有重要的影响。

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The key is to tiptoe carefully into a diversified group of high-yield names with specific maturities whose balance sheets are good and whose price moves, based on interest rate fluctuations (called duration), will be muted.

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But such mortgages are cheaper than fixed-rate mortgages, because they shift the risk of interest-rate fluctuations from lender to borrower.

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With any long-term bond the investor is at the mercy of interest-rate fluctuations.

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