The essence of education credit asset-backed securitization is division and integration of debts contract and shares contract.
教育信贷资产证券化的本质是债性合约与股性合约的分工与融合。
Then studies the requirement analysis and object design, defines the logic structure model and function of product credit management information system base on product credit information integration.
然后对系统展开需求分析和目标设计，确定了基于产品信用信息集成的产品信用管理信息系统的逻辑结构模型及功能。
By optimum method, Banks tend to combine with well-performed enterprises to credit integration, among which the bank-enterprise relationships of America and Japan are typical examples.
银行以“优选法”乐于同效益良好的企业结为信贷一体化，美国、日本的银企关系就是较为典型的信贷一体化模式。
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