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一般而言，保险契约所承保的危险（Insured Peril）分为：列举承保危险(Named Perils)、全险承保（All Risks）.* J9 V5 k- V) m
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peril insured against 承保的风险 ; 承保的危险 ; 承 ; 承保之危险事故
Article 236 Upon the occurrence of the peril insured against, the insured shall notify the insurer immediately and shall take necessary and reasonable measures to avoid or minimize the loss.
第二百三十六条一旦保险事故发生，被保险人应当立即通知保险人，并采取必要的合理措施，防止或者减少损失。
Article 238 the insurer's indemnification for the loss from the peril insured against shall be limited to the insured amount.
第二百三十八条保险人赔偿保险事故造成的损失，以保险金额为限。
The peril covered must not result from deliberate actions of the insured.
承保的风险必须不是投保人的故意行为造成的。
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