Since 2004 the number of federally insured reverse mortgages has more than tripled, to 114,692 last year.

2004年以来，联邦保险的反抵押住房贷款笔数已经增加了2倍多，去年达到了114,692笔之多。 它们最大的缺点是：交易费用极高。

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Keep your insurance details ( your insurance number and phone of the company you are insured with) in the car.

在车里随时带着你的保险材料，包括投保号、投保公司的电话号码等等。

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This behavior is termed moral hazard. In practice, not all risks can be insured, and the insurability of a given risk depends on a number of factors.

这种行为被称为道德风险实际上，保险不能保障所有的风险，而且对某一特定风险的保险取决于很多因素。

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ObamaCare is estimated to increase the number of insured Americans by some 30 million and taken by itself, expanding the number of insured is a good thing.

FORBES: Obama's Health Care Spies

Nevada ranked at or near the bottom in the number insured adults and children accessing Medicaid or other forms of health coverage.

WHITEHOUSE: Champions of Change Blog

The Congressional Budget Office (CBO) and the Joint Committee on Taxation (JCT) estimate that the mandate alone, separate and apart from the other provisions in ObamaCare designed to induce people to buy insurance, will be responsible for bringing in 16 million newly insured about half of the total estimated number of newly insured.

FORBES: The ObamaTax Ensures Extraordinarily Expensive ObamaCare