Household net worth rose to about 4.90 times disposable personal income in the fourth quarter from a third-quarter level of about 4.89 times income.

家庭净值与个人可支配收入之比从第三季度的约4.89倍升至第四季度的约4.90倍。

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But not every geek (or regular person with an interest in cool tech gadgets) is a high-net-worth early adopter with plenty of disposable income to spend.

但不是每一个极客(或对新奇科技产品感兴趣的普通人)都是有大把可支配收入的时尚先锋。

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The undecided voters are, on average, 10 years younger with a 10% to 20% higher income and 20% to 35% lower net worth than the Obama and Romney voters.

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These highly specialized accountants like nothing better than to piece together true income and net worth from documentation that deliberately does not show the complete picture.

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"The SEC rules right now use income or net worth as the way to measure sophistication, " he says.

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