It is more vulnerable to the housing downturn than many lenders, because of outsized exposures to specialist segments of the market such as buy-to-let and self-certification markets.

相比其他贷款机构，它无疑对地产业的低迷更加敏感，因为在更加专业的细分市场方面，例如购买到租赁，以及自行担保等方面，它们暴露的问题更多一点。

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Home prices in the United States have fallen over eight percent this year, according to housing industry specialist Zillow.com.

根据房屋专业网站zillow.com的资料，美国的房价今年下跌了百分之8以上。

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In between is a pavilion housing the specialist therapy rooms, which are arranged radially around a circular central courtyard.

它们之间有一个小的亭子是专家治疗室，环绕一个圆形的中心庭院径向排列。

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Such improvements can cost less than 5, 000 reais per home, calculates Silvia Maria Schor, a housing specialist at the University of Sao Paulo, compared with the 22, 000 reais of public money spent on each home in schemes such as Project Singapore.

ECONOMIST: Brazil��s (pre)occupying housing problem

Mike Longden, cabinet member for education, said Tibshelf Community School had expressed interest in housing a specialist autism centre when the county council agreed to open the new unit at Pilsley two years ago.

BBC: Autism centre to be built at new ?14.5m Tibshelf School

Conservative AM David Melding asked the Deputy Minister for Housing Jocelyn Davies for a statement regarding specialist services for ex service men who were facing this problem.

BBC: Environment questions