Lenders could end up wrapping these derivatives into mortgage contracts as a form of home-equity insurance.

借款人可能最终会在按揭合同中捆绑这类衍生品，作为住宅权益的一种保险。

youdao

But this brings on added complications, not the least of which is private mortgage insurance, which is required if you don't have at least 20% equity in your home.

但是这带来了其它的问题，由于没有达到私人抵押贷款最低最低限度，这就造成住宅20%资产不属于我们。

youdao

If you have lots of equity, though, and your home represents a big chunk of your net worth, the scales start tilting heavily toward the need to pay up for extra insurance coverage.

但是如果你有大量的财富，并且你的房子占你净资产的一大部分的话，你就很有必要购买额外的保险了。

youdao

This could include tapping financial assets or home equity, or buying insurance (either government, private, or some combination of both).

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They buy some food at discounted prices through their church, but are proud they have remained current on their mortgage, home-equity loan, insurance and property taxes.

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Many already own private long-term care insurance and others have enough savings, home equity, or other resources to self-insure.

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