If the recovery falters, the BoJ could go further, exploring the use of negative interest rates on bank balances, which would encourage Banks to lend money rather than hoarding it at the central bank.

如果经济恢复有些疲软，那么日本银行可以采取进一步的措施，在银行结余上探求负利率的应用，此举可以鼓励银行放出更多的贷款而不是把资金囤积在中央银行。

youdao

He wanted interest rates kept low to discourage the hoarding of money and encourage consumption and, by extension, full employment.

ECONOMIST: The impossible task of eliminating uncertainty

Far more appealing to them is the notion that corporations are hoarding piles of money, and if we could just get our hands on some of it we could lighten the tax burden on us hard-working citizens.

FORBES: Come Back, Jimmy Carter

This is a form of hoarding money.

FORBES: Beltway Keynesians