If only the second rule applies, the sick will rush to buyinsurance but the healthy will wait until they fall ill before doing so.

只要第二条规则一实行，生病的人就急忙去买保险，而健康的人则会等到他们生病了再去买。

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"If their employer is not paying employers' National Insurance, unbeknownst to them they may not then be entitled to statutory maternity pay if they become pregnant, they may not be entitled to statutory sick pay if they fall ill, " he said.

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