The informal financial change in fact is the process of the transaction cost reducing unceasingly brought by the rural finance division of labor evolution.

农村非正规金融变迁的过程实际上是农村金融分工演进而带来的交易费用不断降低的过程。

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According to Hypercycle Theory, the adaptability optimizing change of enterprise managerial finance system to enterprise system is regarded as a kind of evolution action similar to biology system.

超循环理论认为公司理财系统对环境的适应性优化过程类似于生物系统的进化行为。

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Financial engineering is heavily dependent on probabilistic models for the evolution of financial variables over time, and it relies on finance for this kind of knowledge.

财政工程学沉重依靠机率模型为财政可变物随时间的演变，并且它依靠财务为这知识。

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But as the evolution of finance decades earlier proves, there's quite simply no way that bank failures caused the Depression given the greater truth that finance had long before evolved away from traditional banks.

FORBES

The finance industry is in the midst of a transformative period of evolution, and financial economists have a huge agenda to tackle.

ECONOMIST: Financial economics