If a course is titled Entrepreneurial Finance, for example, it inevitably studies online as well as offline business.

如果一门课程叫做企业财务，那它不可避免地需要研究线上与线下两方的业务。

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The Entrepreneurial Finance Lab is actively testing thousands of people across Latin America, Asia, and Africa to help microfinance institutions make better loans.

创业金融实验室目前已在拉丁美洲、亚洲及非洲开展实验，以帮助微型金融机构达成优良贷款。

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The Entrepreneurial Finance Lab has created a psychometric test to help financial institutions assess the creditworthiness of entrepreneurs in emerging markets, where little credit information exists.

创业金融实验室发明了一种心理计量测验，帮助金融机构评估新兴市场上的企业家信誉度，因为这方面信用信息相对匮乏。

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One winning model, submitted by the Entrepreneurial Finance Lab, was a low-cost screening tool lenders can use to evaluate the risk of a potential SME loan without requiring the traditional evidence for creditworthiness that all too many entrepreneurs especially women lack.

WHITEHOUSE: Office of Science and Technology Policy Blog

To find out, I talked to Bailey Klinger, CEO of the Entrepreneurial Finance Lab (EFL), which has designed a proprietary psychometric loan application that predicts the business performance and credit worthiness of entrepreneurs based on their attitudes and beliefs, intelligence, business skills, and character.

FORBES: Two Essential Traits of Successful Entrepreneurs

What follows is a few highlights of my conversation with Dave, who with an MBA from Harvard, entrepreneurial experience, ample finance, and career stripes at Nielsen and About.com, seems destined to become a player.

FORBES: Getting Away From Lousy, Small Content: LongTail Video