After all, the Treasury-bond yield is the risk-free rate, off which other assets are priced.
毕竟，国债利率是无风险利率，其他的资产的定价都扣除了这个因素。
Some argue that pensioners have even greater rights than bondholders and that points to using a "risk-free" rate like the Treasury-bond yield.
还有些人主张，退休金领取者比债权人的权利还要大，因此应该采用国库债券收益率那样的零风险利率。
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