In the small business lending market the type of credit can have impact on the expected loss rate.

小企业借贷市场中，信贷种类会影响到预期损失率。

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It suggested discussing Grameen-type banking with the Scottish League of Credit Unions and the Prince's Scottish Youth Business Trust.

BBC: Decision time

While this type of penalty pricing can present issues for cardholders, the real problem with small-business credit cards is buried deep in the fine print.

FORBES: Credit Card Tip Of The Week: How To Choose a Safe Small-Business Card