Let's consider asimpleusecaseof a webservicelook-upof a description, given thetransactiontype code andsubmissiontype for a ten-print electronicsubmission.
As a result, every type of company involved with a debit card transaction, from the middle-man payment processing service to the company that owns the processing network to the bank that issues the card stands to have reduced revenue than they would have had otherwise.
They have also developed a solution where at the end of a transaction you get a call back by an automated service to confirm your payment, it reads the transaction through IVR and at the end you type in a PIN to confirm.