Just as important, be sure not to overdraw your bank account.

同样重要的是，千万不要透支您的银行帐户。

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A cheque can be made payable to anyone and can be made out for any sum up to the account in the account or up to the limit of any arrangement made to overdraw.

支票可以开给任何人取款，支取帐户存额以内，或者任何安排的透支限额以内的金额。

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Both of these problems can lead to extremely high levels of overdraw.

这些问题都会导致严重的透支。

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If you need to overdraw to cope with extra expenditure at a particular time remember to ask your bank first.

BBC: Pile of coins

Bank of America, the largest U.S. debit card issuer, will no longer allow consumers to overdraw their checking accounts using a debit card.

FORBES: How Will BofA Recoup Lost Overdraft Income?

Just be sure not to overdraw the account.

FORBES: 10 Steps to Repair, Rebuild, and Protect Your Credit