The President talked directly about increasing the volume of loan modifications to keep people in their homes.

WHITEHOUSE: Press Briefing

What is happening is that landlords have been taking advantage of dropping rates and easing loan conditions to refinance and pay off a growing volume of the CMBS debt that they borrowed at higher rates earlier.

WSJ: When Good News for Real Estate Is Bad

Bob Ash, director of Wachovia 's small-business group, says loan volume has been steady in the past few weeks compared to the first quarter of 2007.

FORBES: Magazine Article